The Board critiques the influence and responsiveness in the bank's community development loans and Neighborhood growth investments that advantage or provide a Point out, as furnished in § 228.fifteen.
설정한 아이디는 나중에 변경할 수 없으니 신중하게 입력해주세요. 변경 전 공유된 블로그/글/클립 링크는 연결이 끊길 수 있습니다.
Except for a small financial institution that opts to generally be evaluated pursuant to the Retail Lending Check in § 228.22, the Board assigns conclusions to the efficiency of a small financial institution evaluated below this portion as furnished in appendix E to this element.
네이버는 이제 단순한 검색 포털을 넘어, 우리 삶의 필수적인 부분이 되었습니다. 이 글을 통해 네이버 접근 방법을 자유자재로 활용하고, 네이버가 제공하는 다양한 서비스를 편리하게 이용하시기 바랍니다.
A financial institution matter to information reporting prerequisites pursuant to § 228.42 must incorporate in its community file a published discover the CRA Disclosure Assertion pertaining towards the bank, its operations subsidiaries, and its other affiliates, if applicable, can be attained within the FFIEC's Web page at:
Pursuant to 12 U.S.C. 2906, the Board delivers conclusions derived under this aspect individually for metropolitan parts during which a lender maintains a number of domestic branch offices and with the nonmetropolitan area of the State if a lender maintains a number of domestic department places of work in such nonmetropolitan space.
(four) Lacking or defective knowledge that will be important to estimate the appropriate metrics and benchmarks or any other components that avert the Board from calculating a Retail Lending Test advised summary.
For a large financial institution needed to report household mortgage loan details pursuant to 12 CFR portion 1003, the Board will publish within the Board's Web site the data expected by paragraph (j)(two) of this portion in regards to the distribution of a giant lender's originations and programs of household mortgage loans by borrower or applicant earnings amount, race, and ethnicity in Each individual on the bank's facility-based evaluation locations, and as relevant, its retail lending evaluation parts. This data is released annually based on knowledge described pursuant to twelve CFR element 1003.
The limited objective bank's community advancement funding overall performance in all of its facility-dependent assessment places; and
If you have issues with the Company that issued The present document remember to contact the company right.
To get a minimal purpose bank that experienced belongings greater than $10 billion as of website December 31 in both of those from the prior two calendar a long time, the Minimal Function Bank Neighborhood Improvement Financial commitment Metric measures the greenback quantity of the bank's Neighborhood enhancement investments that profit or provide all or part of the nationwide spot, excluding mortgage-backed securities, when compared to the financial institution's property, calculated pursuant to paragraph III.d of appendix B to this element.
The surface retail lending area is comprised of element geographic regions. A ingredient geographic area is any MSA or even the nonmetropolitan location of any Condition, or portion thereof, included in the skin retail lending area.
On request, a bank should deliver copies, both on paper or in digital type acceptable to the individual earning the ask for, of the information in its general public file. The lender may demand a reasonable fee to not exceed the cost of copying and mailing (if not furnished in digital form).
(4) Should the financial institution didn't revise the initial draft system in reaction to recommendations or fears from public enter received, an explanation for why any suggestion or worry wasn't addressed inside the draft system.